What we process locally
File contents, transaction rows, dates, descriptions, amounts, mappings, and generated files remain in browser memory unless a future feature explicitly says otherwise.
Privacy
Your transaction file stays in this browser.
The core tools read files locally and create downloads locally. They do not need a server copy of your bank data.
What analytics may receive
We use cookie-free Vercel Web Analytics for aggregate page, referrer, browser, device, and country statistics. Allow-listed product events may include the tool mode, file type, size bucket, row-count bucket, issue-count bucket, and output type. Analytics never receives filenames, bank names, account numbers, transaction descriptions, dates, amounts, or raw files.
What not to enter
Do not enter a full bank account number. The beta QBO form only asks for an optional routing number and last four digits for the downloaded test file.
Important boundary
This is a file utility, not an accounting service. Check every output and follow your accounting software provider's backup and security guidance.